Currency Converter
Convert any amount between currencies using a manual exchange rate. Useful for trip budgeting and quick conversions abroad.
What is Currency Converter?
The currency converter handles the math between currencies given any exchange rate. Use the live rate from a source like Google or your bank.
Formula
Converted = amount × rate. After fee = converted × (1 − fee%/100).
Worked example
$100 USD at 0.92 EUR/USD = €92. With a 3% bank fee: €89.24.
How to use this calculator
- Enter the amount and exchange rate (target per 1 source unit).
- Add the conversion fee if any.
- Converted amounts appear with and without fee.
Frequently asked questions
What is a typical conversion fee?
U.S. credit cards: 1–3%. Some travel cards (Capital One Venture, Chase Sapphire): 0%. Currency exchange counters at airports: 5–10%. ATM withdrawals abroad: 1–3% plus your bank's ATM fee.
Where do I get the rate?
Google "100 USD to EUR" gives the mid-market rate (no fees included). Your bank's rate is typically 1–3% worse. Card networks (Visa, Mastercard) post their own daily rate online.
Should I exchange at the airport?
Generally no — airport currency counters offer some of the worst rates. Use a credit card with no foreign transaction fee, or withdraw local cash from an ATM in the destination country.
Cash vs card abroad?
Card for purchases (better rates, fewer fees with the right card). Small amount of local cash for taxis, tips, and shops that don't take cards.